Financing

At AVL Abogados, we specialize in assisting our clients, whether individuals or entities, in processes for obtaining financial resources for their business operations, investments, or even personal needs.

Our team primarily focuses on the following transactions:

Corporate Financing: This involves financial transactions within companies, such as issuing new shares or shares with issuance premiums, bonds, and other types of securities; as well as structuring corporate loans and credits, complex financing operations, and highly sophisticated combined transactions, according to the specifics of each case. We ensure that these transactions comply with relevant laws and protect the interests of investors and shareholders.

Loans and Credits: We focus on developing loan agreements, credit lines, and other forms of personal and business financing, including a thorough analysis of aspects such as loan conditions, required guarantees, interest rates, and the rights and responsibilities of the involved parties.

Banking and Fintech Law: We focus on the regulation of banking activities and of other financial institutions, especially fintech companies, which cover a broad digital market and require an understanding of the specific regulatory framework, starting from their classification with regulatory bodies and financial dispute resolution organizations.

Project Financing: We handle the structuring and regulation of financing for large infrastructure projects, asset acquisition, real estate development, and projects in the areas of energy, mining, construction, and generally across all industrial sectors. This field includes complex contracts, financial guarantees, trust structuring, and specific regulatory compliance for each type of project.

International Financing: We have the experience and commercial relationships needed to advise and support our clients in cross-border financial transactions, including international trade financing, multinational and regional projects, as well as the local implementation of programs with multilateral and collateral organizations.

Regulation of Financial Markets: We advise local and foreign companies on the negotiation of securities, financial derivatives, investment funds, and the key behaviors and regulations of market participants and financial practices, to provide appropriate counsel to our clients and ensure compliance with applicable regulations.

The financial law department is composed of a team specialized in financial law, with a deep understanding of the laws and regulations governing financial activities, including banking law, securities markets, corporate financing, and financial taxation.

AVL Abogados has professionals with proven knowledge and experience in structuring local and international financing projects, with the capacity to represent private and public corporate interests before local, international banks, and multilateral financial entities. Our team is known for providing high-level services, from the strategic planning phase, negotiation, and closing of contracts for the structuring of guarantees.

We also have experience in complex transactions such as mergers and acquisitions, project financing, financial restructuring, and securities issuance, aiming to maximize benefits for our clients, as well as providing strategic advice and tax planning, and contract development.

At AVL Abogados, we stay updated on legislative changes, market trends, and emerging financial practices.

Learn about our firm's notable cases.

  • Provision of high-end medical equipment for the national health system with financing from the Government of Austria.

    The client is an Austrian company with experience in providing European medical equipment through a government-to-government credit between Ecuador and Austria. It provided the Ministry of Health with equipment, supplies, and technical support nationwide.

  • Photovoltaic Solar Power Generation Project with Multilateral Financing

    Our client is a national company that obtained the Enabling Title for the Construction, Installation, and Operation of a Photovoltaic Solar Project with a capacity of 2 MW, located in the Urcuquí canton, Imbabura Province. The project has a 20-year term and was financed by the Andean Development Corporation (CAF). The client has now secured local refinancing to replace the debt under better conditions and through an innovative trust structure.

  • Representation of a Colombian Bank for Working Capital Financing to a Regional Business Group

    Our client is a AAA-rated financial institution in Colombia that provides financing for expansion and working capital to a consumer goods supplier group in the region. Our service involved conducting due diligence on the subsidiary companies in Ecuador and issuing the guarantees.

  • Issuance of Guarantees and Collaterals for a Road Construction Project in Southern Colombia

    Our client is a leading top-tier corporation in road construction projects, working jointly with a national company on a road project in Colombia. The project was financed by Banco Santander and JPMorgan Chase Bank. The negotiation required the issuance of guarantees and reciprocal indemnity agreements enforceable in each jurisdiction. The firm represented the interests of the foreign company based in Spain.

  • Foreign Financing Operation for a Regional Business Group Leader in the Beverage and Food Industry

    Our client is a Central American business group, a leader in the national market for food and beverages provision. The firm provided advisory services for obtaining a syndicated loan intended for working capital. The financing was provided by the international banks Citibank, Scotia Bank, Banco Latinoamericano de Desarrolloin Panama, and Banco del Peru

  • Bond Issuance Negotiation

    Our client is a regional corporate group in the food and beverage industry, and the firm has advised on various capital markets and financing processes in the region.

    In 2017, our firm participated as part of the regional legal team in the bond issuance for a Peruvian company, part of the beverage and food corporate group. The issuance amount was $200 million, which was negotiated on the New York and Lima stock exchanges.

    In 2020, the firm assisted the corporate group with its local subsidiary in negotiating the bond issuance related to the 2017 transaction. The amount reached $500 million, which was negotiated on the Luxembourg Stock Exchange.

Contact us

Practice areas

Recognitions

Chambers and Partners.

Jorge Cevallos

Head of department Jorge Alfonso Cevallos Carrera of AVL Abogados is well regarded by a market commentator who says that “he is an effective and decent lawyer,” adding: “It is a pleasure to work with him.” Another interviewee also characterizes him as “an extremely detailed lawyer.”

Partner and head of department Jorge Alfonso Cevallos Carrera of AVL Abogados is well versed in a range of cross-border financing transactions involving Ecuador. One client comments: “Jorge Alfonso Cevallos Carrera offers outstanding work ethics and attention to detail. He is a great professional.”

Partner and head of department Jorge Alfonso Cevallos Carrera of AVL Abogados is well versed in a range of cross-border financing transactions involving Ecuador.

Strengths

“Jorge Alfonso Cevallos Carrera is very committed to his work and extremely responsive. He explains complicated legal issues clearly and efficiently.”

Chambers Latin America Guide.

Banking & Finance – 2025

“AVL Abogados do good work in the banking sector in Ecuador and provide quality and timely results.”

Jorge Cevallos

“I was pleased with local counsel Jorge Alfonso Cevallos during our transaction. He was knowledgeable, responsive and provided practical advice.”

Leaders League

Banking and finance – 2024

When is a lawyer in Financing needed?

New investments demand new models, which, while standardized under international practices, require significant sophistication in terms of dynamics, negotiation, and implementation across various economic sectors and business models. Thus, financial law emerges as a solution to the multiple global challenges, involving a range of stakeholders whose interest is to achieve their objectives and goals through financing, from the inception of their projects, through planning and support, to the implementation of their structures and the consolidation of leverage.

Contact us

Practice areas

Contact Us
X-twitter Linkedin-in